Do you need high level financial insight without hiring a full-time CFO?
We offer outsourced and fractional CFO services to help your business grow with clarity and confidence. Whether you need help with budgeting and forecasting, cash flow management, or board-level reporting, our senior finance experts are available as your trusted advisor. Our CFO services are provided by qualified professionals with extensive experience in leading the finance departments of Australian businesses. They can provide strategic insights that drive smart, profitable decisions.
What Our CFO Services Include
Our outsourced CFO services are ideal for business owners who want expert financial guidance without the cost of a full-time hire. We tailor each engagement to your needs—offering strategic financial oversight, risk management, growth planning, and performance reporting.
Our typical CFO services include:
• Forecasting, budgeting and scenario planning
• Cash flow management and forecasting
• Profitability and pricing strategy
• Business performance analysis
• Financial reporting for investors, banks, or the board
• Financial assessments as part of tender applications
• Funding and capital strategy
• System and process improvement
We have experience partnering with businesses across various industries and growth stages ranging from startups to multi-entity companies. Whether you’re scaling, seeking investment, or navigating complex financial challenges, we’re here to support your journey.
Bookkeeping
Accurate, timely, Australian Based bookkeeping services that keep your financial records organised and your business running smoothly.
CFO Services
Financial leadership and insights to support smarter decision-making—without the cost of a full-time CFO.
Payroll Services
Reliable, compliant payroll processing that ensures your team is paid accurately and on time, every time.
BAS Compliance
Expert preparation and lodgement of your BAS, ensuring your business stays compliant and stress-free.
Accounts Payable & Accounts Receivable
Efficient management of incoming and outgoing payments to maintain healthy cash flow and strong supplier/client relationships.
System Set-up & Training
Customised setup and hands-on training to ensure your accounting systems work seamlessly for your business.
Traditional bookkeeping is essential however it doesn’t tell the whole story. Our CFO services give you forward-looking insights, not just historical data. We can translate your financial figures into actionable strategies, helping you plan for sustainable growth and better decision-making. We can work alongside business owners, board, or your leadership team to align numbers with vision.
Running a growing business in Australia means you need decent financial advice – but let’s face it, hiring a full-time CFO often doesn’t stack up financially. That’s where our fractional CFO services come in. You get top-level financial know-how without the hefty salary package, so you can make better decisions and grow without breaking the bank.
Our part-time CFO services work for businesses at any stage. Whether you’re dealing with rapid growth, battling cash flow issues, or planning your next move, we’re here to help you make sense of the numbers. We don’t just send you reports and nick off – we actually sit down with you, go through your management reports in plain English, and help you understand what they actually mean for your business. That way, you’re not just reacting to what’s already happened; you’re spotting opportunities early and staying on top of potential issues.
What makes our virtual CFO services different is the hands-on support. We’re not those consultants who rock up once a quarter, chuck some numbers at you, and disappear. We work closely with your team – whether that’s remotely or in person – to deliver strategic insights that actually help you grow. From forecasting and budgeting to tracking KPIs and scenario planning, we bring the financial leadership you need, right when you need it.
Based in Melbourne and working with clients right across the country – from Western Australia to New South Wales, Northern Territory to Tasmania – we understand the unique challenges Aussie businesses face. We know our numbers inside out, and we really care about the success of your business. When you work with Top Bookkeepers, you’re getting more than a service; you’re getting a partner who’s in it for the long haul and ready to help you make the most of every opportunity that comes your way.
Our #Success Story
The team at Top Bookkeepers are excellent and I would highly recommend them. I engaged their services during what was a difficult time for my business, they literally inherited a mess and they put my mind at ease and got all my financials back in order, going above and beyond. Easy to deal with and very professional.
You get exactly the support you need. Our fractional CFO service means you only pay for what you need: monthly check-ins, project-based advisory, or interim support during key growth phases. We integrate seamlessly with your team and systems, bringing CFO-level expertise without the full-time cost.
Other Firms
- Generalised advice without deep business understanding
- A theory-based approach with buzz words
- Expensive, full-time CFO hires
- Limited support for real-time business decisions
- Inflexible service structures
Top Bookeepers
- Deep business insight with strategic financial thinking
- A practical, hands-on approach which is aimed to inform the client in a way they can understand
- Fractional, scalable CFO solutions tailored to your growth
- Real-time support for decisions that matter
- Customised, transparent service offerings
Frequently Asked Questions
A fractional CFO provides strategic financial leadership—budgeting, forecasting, reporting, and decision-making support—while a bookkeeper focuses on day-to-day transactions. We can provide both, depending on your needs.
Our services are ideal for SMEs, scale-ups, or businesses in transition, especially those without an internal finance team or looking to grow sustainably.
We offer flexible, tailored pricing—hourly, monthly, or project-based—depending on the scope of your needs. Everything is transparent from the start.
Absolutely. We regularly collaborate with internal teams, external accountants, and tax agents to provide integrated financial support.
Yes—we can support specific projects like fundraising, restructuring, or preparing for acquisition, as well as offer ongoing CFO oversight.
Engaging CFO services in Port Macquarie means you have serious financial planning and strategy without the need to pay for a full-time CFO wage. You’ll have someone on your side providing professional advice with budgeting, forecasting, cash flow management, and growth planning – all with the specific regard for what you’re actually attempting to do with your company, and without the significant overheads.
A fractional CFO provides you with strategic financial leadership, but just when you need it – either part-time or on a project basis. They’ll help you make smarter calls on cash flow, profitability, and where to take the business next. You’re basically getting the expertise of a senior finance gun without paying a full-time exec salary, which makes it realistic for SMEs who want proper financial guidance.
Spot on – part-time CFO services are perfect for startups and businesses on the way up that need strategic financial oversight but aren’t quite at the stage where a full-timer makes sense. A fractional CFO helps you build strong financial foundations, plan out how you’re going to scale, and work through funding or investment opportunities when they come knocking.
Virtual CFO services typically handle budgeting, forecasting, cash flow analysis, performance reporting, and scenario planning. They’ll also give you strategic advice on profitability, keeping costs in check, and growth initiatives. The real value is that they help you understand what your numbers are actually saying and what you should do about it.
Absolutely, that’s where fractional CFOs really earn their keep. They’ll help you tighten up your cash conversion cycle, get better at collecting what you’re owed, and put together realistic budgets that line up with your growth plans. Bottom line – you won’t find yourself in a tight spot wondering where the money went.
Case Studies
Client Case Study: Stoney Holiday & Aqua Park
After more than 20 years in business, Stoney Aqua Park—a popular regional water and holiday park based in Port Macquarie—was seeking greater structure, direction, and clarity in their financial operations.
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